Critical Illness insurance is used to help reduce financial stress. The cash benefits upon the diagnosis of a covered condition. This money can be used for anything. Whether it’s to pay for out-of-network medical costs, experimental treatment not covered by conventional health insurance, or to pay your mortgage – you decide how to use the money.
Beyond the most commonly occurring critical illnesses such as Cancer, Heart Attack, and Strokes, today’s typical plans cover a broad range of critical illnesses such as:
- Alzheimer’s Disease
- Heart Attack
- Kidney Failure
- Blindness
- Cancer
- Major Organ Transplant
- Stroke and more.
This is NOT a replacement for your health insurance, just an important supplemental benefit that can provide financial relief and flexibility.
To learn more, call me today.
Hospital Indemnity Insurance pays a specific dollar amount if you have a covered hospitalization resulting from a covered injury or illness, regardless of the amount charged by providers. Tailored to your needs and budget, available for 50-85. There are no restrictions on how you can spend the money. Use the cash benefit to help pay:
- Deductibles, coinsurance, copays (no network restrictions)
- Prescription drugs
- Extended hospital stays
- Rehabilitation
- Household expenses like rent or mortgage, groceries, childcare, housekeeper, etc.
This is NOT a replacement for your health insurance, just an important supplemental benefit that can provide financial relief and flexibility.
To learn more, call me today.